Monday, 7 March 2011

Still no insurance update

It's been nearly three months since we got burgled and two months since the assessor started his investigation. A few weeks ago he asked for permission to access our file with the Police. I rang the detective who came round the day of the burglary to see what our file actually said. He read through it while I was on the phone, and told me that he personally could pick a five-pin tumbler lock in about five minutes, and as there was no forced sign of entry to our house they couldn't rule that out. Our file was left deliberately vague as it's possible someone picked the lock.

Still, the assessor must've read this by now and hasn't been in touch with us. In the meantime our contents policy was up for renewal. Obviously we're not very happy with the ongoing problems with our current insurer, More Than, so we've taken out a new policy with M&S Insurance. Curiously, now that I'm actually reading the small print, the M&S policy doesn't insist on double locking - for our postcode it says 'sensible precautions'. I gather if we'd been insured with M&S in the first place and not More Than we'd have been successful with our claim by now. The cost of the policy is similar, regardless, as we've discovered it's a false economy to try and save a few pounds when it comes to insurance.

Meanwhile, we've had to pay out for two Nintendo DSi consoles and a few games for the girls. Fortunately they've come down in price due to the imminent release of the DS 3D model but it will take a while to replace the 20 games (and everything else) that was nicked.

I'm still hopeful that More Than will come through, but you can be sure that I'll be updating you regardless of what happens!


Helga! said...

O,gawd,insurance....pain in the neck.We're all dealing with EQC,which is about as exciting as watching paint dry.......

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